How we calculate your estimate
The number in your dashboard is an indicative estimate produced from the inputs you provide and public statutory parameters.
Inputs
Countries worked, years contributed per country, average annual salary and accrual rate.
Optional private and occupational pension values, added on top of the public estimate.
Calculation
Each country is calculated independently as years × salary × accrual rate, then converted to a monthly figure.
Country results are summed to produce your total, mirroring how cross-border pensions are actually paid pro-rata.
Sources
Statutory retirement ages and official portal links are maintained in-product per country and reviewed manually.
Where a value is unknown we apply a conservative default and label it as such.
Known limits
No indexation, inflation, career breaks, minimum-contribution thresholds, survivor benefits or bilateral agreement adjustments.
Currency conversion and taxation are not modelled.
Disclaimer
This is an estimate, not an entitlement, and it is not financial, legal or tax advice. Always confirm your position with the relevant national institution.
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